Understanding What's Covered by Medicare in Maryland

As a resident of the state of Maryland, you may be wondering what is covered by Medicare. At MedicareSignups.com Maryland, we understand that navigating the ins and outs of Medicare coverage can be confusing, so we're here to help.

Medicare is a federal health insurance program for people who are 65 years of age or older, as well as for certain younger individuals with disabilities. It is made up of four parts:

Part A (Hospital Insurance)

• Inpatient hospital care
• Skilled nursing facility care
• Hospice care
• Some home health care services

Part B (Medical Insurance)

• Medically necessary services and preventive services
• Doctor's visits
• Outpatient care
• Certain home health services

Part C (Medicare Advantage Plans)

• Alternative to traditional Medicare
• Offered through private insurance companies
• Provides the same coverage as Parts A and B
• Additional benefits such as vision, hearing, and dental coverage
• Available in the state of Maryland

Part D (Prescription Drug Coverage)

• Offered through private insurance companies
• Available in the state of Maryland
• Can help reduce the cost of prescription medications

Medicare Assistance in Maryland: Where to Find Help and Information

In addition to the four main parts of Medicare, there are also several programs in the state of Maryland that can help with Medicare costs, such as:

• The Maryland Medical Assistance Program (Medicaid)
• The Maryland Senior Prescription Drug Assistance Program (SPDAP)

Maryland also has a program called the Maryland Health Benefit Exchange, which is a marketplace for individuals, families, and small businesses to compare and purchase health insurance. If you are a resident of Maryland and have Medicare, you may be able to find additional coverage options through the Maryland Health Benefit Exchange.

Overall, Medicare is a comprehensive health insurance program that provides coverage for a wide range of medical services and treatments in the state of Maryland. At MedicareSignups.com Maryland, we are here to help you understand your Medicare options and enroll in the coverage that's right for you.

More Maryland Medicare Resources & Information

There are several resources in Maryland that may be helpful to seniors researching Medicare, including the Maryland Health Connection, the Maryland Department of Aging, and the Maryland Insurance Administration.

The Maryland Health Connection is a state-based health insurance marketplace that can help Maryland residents enroll in Medicare or other health coverage. The website offers information about different Medicare plans and how to enroll in Medicare.

• Maryland Health Connection:

  • Phone: 1-855-642-8572
  • Website: https://www.marylandhealthconnection.gov/

The Maryland Department of Aging is a state agency that provides a variety of services and support to older adults in Maryland, including information and assistance with Medicare.

• Maryland Department of Aging:

  • Phone: 1-800-243-3425
  • Website: https://aging.maryland.gov/

The Maryland Insurance Administration is a state agency that regulates insurance companies and brokers in Maryland. The agency provides information about Medicare insurance options and can help consumers with questions or complaints about their Medicare coverage.

• Maryland Insurance Administration:

  • Phone: 1-800-492-6116
  • Website: https://insurance.maryland.gov/

There are also a number of local organizations and agencies in Maryland that may be able to provide information and assistance with Medicare, such as Area Agencies on Aging and senior centers. It may be helpful to contact these organizations for more information and assistance with Medicare.